The prices for properties in Malaysia have been increasing gradually over the years and it has become a burden for first time home buyers or young working adults who have just started working. Fret not, with so many schemes available in Malaysia to help people to own a house, buying your first property is no longer just a dream. There are many schemes available such as the PPA1M, RUMAWIP, Rumah Selangorku and many more. This article will guide you through what you need to know about the Rumah Selangorku Scheme.
First of all, Rumah Selangorku is a housing scheme that is considered low cost. It was launched in 2015 by the state government that is only catered for people residing in Selangor, especially for the low and medium income families. The scheme is managed by the Lembaga Perumahan dan Hartanah Selangor (LPHS). Therefore, the units are either constructed by a government linked company, or the state authorities, where funding comes from the state government of Selangor. In order to be eligible for the Rumah Selangorku scheme, one must be a Malaysian, at least 18 years and above, and must be a resident in Selangor. There are a few different sizes for the house and they all cost differently, depending on the size. Type of unit Built up size Price A 700 sq ft RM42,000.00 B 750 sq ft RM100,000.00 C1 800 sq ft RM150,000.00 C2 900 sq ft RM180,000.00 C3 1080 sq ft RM200,000.00 D1 1000 sq ft RM220,000.00 D2 2100 sq ft RM250,000.00 There are many different types of unit available for applicants to choose, however, it comes with an income limit for some categories of the house. Type A house is open to families that earn up to RM3,000.00 per month. As for Type B, type C and Type D, they are only open to families who earn between RM3,001.00 to RM8,000.00 per month. Do bear in mind that it comes with restrictions too for interested buyers. The restrictions are:
In conclusion, application for Rumah Selangorku is not too difficult and can easily be done online through the website http://lphs.selangor.gov.my. All applications via forms will be rejected. Make sure you think thoroughly and plan carefully before you make an application. After all, it is a long term commitment that involves a huge sum of money. You definitely do not want to end up in a debt and regretting.
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